Health insurance
Une couverture santé optimale : un gain pour l’employé et pour l’employeur

Optimal health insurance coverage: a plus for the employee and the employer

Having good health insurance has numerous advantages, including for employers. Companies can then participate in the implementation of collective or individual health insurance solutions. While it is not necessary, the employer’s financial participation constitutes a real benefit for employees and becomes an important element in increasing employee loyalty.

Depending on your employment strategy and the population to be insured, Qualibroker-Swiss Risk & Care offers three types of solution:

  • A framework contract
  • A group contract

These solutions are destined to SMEs, SMIs, large national companies or multinationals and to public institutions.

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Our health insurance services

1. Definition of your needs

Depending on the population to be insured (Swiss residents, impatriates/expatriates, cross-border workers, persons seconded, family members) and your employment strategy, we can offer you adapted solutions:

  • framework contract, if you choose uniform coverage without wanting to favour any one insurer or paying a participation
  • group contract, if you decide to assume all or part of the premium paid by the employees, if you want to make adhesion to the contract compulsory and retain only one selected insurer.
  • group contract with franchise management
2. Day-to-day management of your healthcare programme

Our CareDesk is responsible for the management of your health insurance contract and guarantees you local service:

  • Analysis of the situation and definition of the solution
  • A dedicated CareDesk or counsellor placed at your disposal to answer your questions
  • Scheduling of information sessions that can be individual or in groups
  • Providing support to your employees for the implementation of the contract
  • Counselling and support in the event of disputes with insurance companies
  • Management of invoicing in the event of a group invoice

Advantages for the employer

Advantages for employees

Practical case 1 - The employer participates to the health insurance premium of the group contract

Practical case 2 - An employee joins a group contract for health insurance

Our associated services

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